I have been trying to rack my brain to figure out where I can squeeze extra money. What can I downsize or just quit buying?
I don't go anywhere all week, until the weekend. Then it is maybe the dollar stores and grocery shopping, that's it. We don't go out to eat, I don't go to starbucks and spend a small fortune.
I decide to try to see what the internet has to say about saving money:
Yahoo Finance Top 6 Mindless Money Wasters.
Convenience stores..already quit going to those.
Cell Phones..Already getting the least amount of minutes, on my prepaid phone. Plus I hardly use it, I don't text nor do I have a fancy phone.
Soft drinks..We stopped doing those years ago, along with any kind of alcoholic drinks.
Unnecessary Bank Fees..Our bank only gets maybe $5 a month. Debit costs .25 and credit is free. I average about .50 to .75 a week in charges. I really don't think that can be downsized.
Magazines..I already stopped all magazine subscriptions and don't buy any at the stores.
Annual Credit Card Fees..Never heard of this one, so I guess that means we don't pay any.
25 Ways to Cut Costs on Just About Everything:
Just incase you don't want to check this one out, I will try to expain what they are talking about.
Sweat For Less..I have never joined a gym, to me that would be like paying someone to tell me I'm fat! Not in this lifetime!
Tee Off..We don't golf! Although hubby did take me to the put-put golf place, it was fun!
Blow Cold..this one was neat, buy a special kind of blower and put it in your attic and your electric bill will go down. This could possibly work, but I'm trying to save money now. I don't have money to spend, to save money later and I don't have an attic!.
Fly Right.. A working vacation! LOL! I don't go anywhere! I guess this would be good for those with no responsabilities and have the luxuary of nothing to do.
Dress Amish..This would require buying amish style clothes! The last things I bought was bib alls for hubby and a housecoat for me, before that was 3 smocks(on the clearence rack) from the dollar general last summer.
Slow Down..The slower you drive, the less fuel you use. This one we already started doing a few years ago when gas prices went crazy.
Follow The Sun..Install solar panels! If I had $2500, I wouldn't be trying to find some money!
Wear It Well..Find ways to get designer clothing at cheaper prices. I haven't ever worn a designer anything.
Sail Away..But work on the cruise line, I wish I could!
Cut A Deal..buy or rent videos about how to do things yourself. I haven't had my hair cut by a professional in almost two years and we already do things without turning for outside assistance!
Become A Writer..Make lists and stick to them. Okay to be honest, I do make a grocery list. I always seem to manage to get at least one extra item, usually something that I forgot to put on the list.
Pack It In..Sell your baggage space. Again, I don't go anywhere. I'm beginning to think I am the only person that doesn't travel.
Bank Better..Change your rates. I don't have a mortgage and my credit cards are doing okay, so far.
Take A Seat..Work as a volunteer at the concert halls or theaters. This isn't going to help me save money, but it is an interesting idea.
Bundle Up..Combine insurances to one policy. Now, we have thought about this one, but it would require getting house insurance. So, really we would be spending extra.
It's really starting to sound like we are hillbillies! LOL!
Get Well..Get you meds for less. This one sounds really great! Only thing is..we aren't on any meds.
Add Some Spice..Not what your thinking!! This idea would be great if I did a lot of cooking. If I was to buy my spices in bulk, I would have them forever.
Ditch The Fir..I have my 4foot fake tree, thank you very much!
Beat The Crowds..Buy after Christmas. I've been doing this one for many many years already!
Score Points..Do your shopping on major sports events. Never heard of this one! I don't think their talking about store chains!
Call Late..Another advice on traveling. Seriously!
Move In..Buy a new house! I just did and it costed $3500 and I'm still paying on it!
Check It Out..I admit, if I wasn't so leary of going through another company for my checks, I would do this one.
See Double..Share your magazine subscriptions. This would cost me more, I would have to drive to my friends house or mail them. Besides, I cancelled all magazines!
Trim The Fat..Look over your reciepts for the year and see where you are throwing your money away. In the beginning of last year, I did spend some bucks on getting this house decorated. I probably could have cut back on all that, but most of what I bought was at the thrift stores and flea markets. It's not like I go out and buy everything brand spanking new. So, I might be able to save some money here, since most of the decorating is done.
I did go to more pages, but It just seems like they are for people a little to a lot more well off than us. I did find this Here to help.us Some really great ideas and helpful links.
I'm wondering if you, my fellow bloggers have some suggestions or ideas, that you use to cut costs.