Wednesday, January 7, 2015
I know it has been a long time since I have posted. It has been a slightly stressful year. I am once again trying to figure out how to save some money out of not much money. I think I go through this every year about this time when review the years finances and realize you are barely getting by with your bills paid. I do miss the days when spending an extra 60 - 100 a week on whatever without much thought to how it was effecting the bank book. Those days are gone. The trucking business is not what it used to be, the loads are cheap and getting harder to get with lots of over the road drivers turning to local work. 10 loads to 60 drivers is getting ridiculous but it is the career my hubby has and knows like the back of his hand. With just 7 yrs left before retirement it looks like we are just going to have to adjust more than we already have over the last few years. I just don't know how. I have watched our yearly income drop from 45 to 26 with help from family and yes even some from the government. I feel frustrated and overwhelmed at times. I used to know how to live on 800 a month, but that was no phone, computer, tv and not going anywhere except to dr appointments, those were horrible times and impossible now. So I have spent the evening looking for anything that will help me cut expenses. Blogs about not buying anything for a year has been my focus this year. I have to admit there are some things I have purchased this past year that I could have gone without. I'm looking right at the packages that come in the mail a few days ago.. a new foot for my sewing machine and some cotton cord for making my own piping and of course 2 yds of fabric. Are you making the same excuses I am... but those are for your crafts, your going to be making things with those. Yeah, I justify things like that BUT I totally shouldn't. I have fabric, I could make stuff that didn't require piping and then that would have eliminated the need for the piping foot. The point is some purchases could be avoided if I truly tried hard enough. I can't say that it will give us great savings BUT it could put an extra 20 in my pocket at the end of the month. Hey, who knows I might save enough to make an extra car payment! I wasn't having much luck with with the sites I was reading. I mean seriously... one guy saved 44 grand in one year by not spending a grand a week one god knows what! Or the girl who had a shopping addiction to buying clothes or shoes or eating out every night with her besties and saved nearly 10 grand. I never seem to find the posts that I can truly relate to. Like the fortune 500 lady that is going to forgo buying new clothes and cosmetics. Hahaha, as if I buy clothes and cosmetics!! I am making my resolution to not spend any "extra" money on things we truly don't need. The birds can find their own food and so can the deer. The dogs can do without doggiebones and the cats don't really need treats. Hubby doesn't need ice cream and I can do without... I want to say craft supplies but I know that wont do cause I already have an order waiting to be filled, shipped and paid for. I'm not sure what I can do without, I guess that extra yd of fabric that I really didn't need, just wanted.
Posted by Heather at 12:16 AM